Critical Illness cover pays out a lump sum on diagnosis of a serious condition rather than on death so you can make use of the money whilst you recuperate.
Can help you fund changes to your car or home and help you keep your independence. Pay off outstanding debts, start to rebuild your life whilst knowing that the benefit payment is non-refundable, even if you return to full health.
Like life cover, you can arrange your critical illness policy to cover you for a fixed term such as to retirement or until the end of a mortgage.
Critical illness is best used in conjunction with Income Protection (Permanent Health Insurance) which will give you a monthly income if you are injured or become too ill to work and will continue to pay until you return to health.
Our specially chosen financial partner ia an Independent Financial Advisors regulated by the FSA so they are able to search the whole of the market to find the best cover for your needs.
They only work with insurers that have a good history of paying claims and offer premiums that should remain fixed and affordable for the duration of the policy.
Ready to talk? For a no obligation discussion about your finances and information about products and services which are best suited to you, please complete the following form and we will call you back at a convenient time for you. Remember, our experts deal with thousands of contractors and limited company directors just like you every year. We understand your circumstances and have the solutions that will ensure you get the best financial solution for you.
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